Our story
Recording money should be as easy as sending a chat.
Most budgeting apps ask you to do a second job: open the app, pick a category, type the amount, repeat forever. Most people quit in two weeks. And the "smart" apps demand something scarier — your bank login.
Ghinara was built on a simpler belief: you already chat every day. So now you can chat with your money. Type it, say it, or snap a receipt — an AI understands it, books it, and paints it into a dashboard you'll actually enjoy staring at.
What is it?
An AI money copilot that lives in Telegram, paired with a premium web dashboard. No new app to install, no bank linking, no manual categories.
Type it
"Lunch $12 card" — in any language.
Say it
A voice note becomes a booked transaction.
Snap it
Receipt photo → AI reads total & category.
Why we're different
- Privacy-first. We never ask for your bank login. Your records come from you.
- Global by birth. Multilingual AI, multi-currency (USD/EUR/GBP/IDR/…), built for freelancers & nomads everywhere.
- Self-healing AI. Multiple AI engines back each other up — always online.
Who is it for?
Freelancers juggling clients, digital nomads with three currencies, students, small sellers, and anyone in cash-heavy economies who wants control without complexity.