Terms of Service

Last updated: August 2026

Service

Ghinara provides an AI-assisted expense tracking tool via Telegram and a web dashboard.

Free vs Pro

Free tier includes text transactions and dashboard. Pro ($9/month) adds Voice AI, Receipt Vision, and CSV export.

Fair use

Do not abuse the AI with spam or illegal content. We may suspend accounts that break the law or attack the service.

Billing

Subscriptions are billed monthly by Lemon Squeezy. Cancel anytime; access continues until the end of the period.

No financial advice

Ghinara organizes your records; it does not provide financial, tax, or legal advice.